TD First Class Travel Visa Infinite Card: See everything you need to know

04/03/2025 • Yago Dias • Financial Management

If you are a frequent traveler based in Canada, the TD First Class Travel Visa Infinite Card may just be your new travel companion.

Offered by TD Canada Trust, this premium travel rewards credit card is designed for those who want to maximize their rewards on travel and everyday purchases.

In this comprehensive guide, we'll take a deep dive into everything you need to know about the TD First Class Travel Visa Infinite Card.

Travel rewards credit card for frequent travelers
Offers generous rewards in travel, dining, and groceries
Includes comprehensive travel insurance benefits
Accepts applicants with varied credit histories
Comes with a hefty welcome bonus

Keep reading as we explore the benefits, target audience, pros and cons, and some frequently asked questions about the TD First Class Travel Visa Infinite Card.

Benefits of TD First Class Travel Visa Infinite Card

This travel rewards card from TD Canada Trust stands out for its robust rewards system and comprehensive insurance coverage, providing optimal value to frequent travelers.

Generous Rewards Earning Structure

Earn 8 TD Rewards points per dollar on travel purchases, 6 points per dollar on groceries and restaurants, and 3 points per dollar on all other purchases.

Hefty Welcome Bonus

New cardmembers can earn up to 135,000 TD Rewards Points, which is valued at approximately $675 in travel rewards.

Complimentary Travel Credit

Cardholders receive a $100 annual credit towards accommodations and vacation packages when booked via Expedia for TD.

Extensive Insurance Coverage

Including travel medical insurance, trip cancellation/interruption insurance, flight delay insurance, baggage insurance, and mobile device protection.

Car Rental Discounts

Enjoy 10% off Avis and Budget car rentals within Canada and the US, and 5% discounts internationally.

First Year Free

No annual fee for the first year, allowing you to explore the card's benefits without initial costs.

Who Should Consider the TD First Class Travel Visa Infinite Card?

This travel rewards card is best suited for individuals who frequently travel and want to earn high rewards on both travel and everyday expenses.

Its benefits, however, make it appealing to a wide audience.

Frequent travelers who can maximize travel-related rewards.
Individuals looking for comprehensive travel and purchase protection.
Cardholders seeking to offset annual fees with travel credits and bonuses.
Applicants interested in a card that accepts varied credit ratings.

If these features align with your financial goals and travel lifestyle, the TD First Class Travel Visa Infinite Card could be the perfect addition to your wallet.

Pros and Cons of the TD First Class Travel Visa Infinite Card

When evaluating the TD First Class Travel Visa Infinite Card, its essential to weigh its advantages against potential downsides, ensuring it aligns with your travel and financial needs.

Pros

High Earning Rates on Travel and Everyday Purchases
The card offers lucrative rewards on travel, grocery, and dining expenses, making it ideal for frequent spenders in these categories.
Strong Insurance Package
Extensive travel insurance offerings provide added peace of mind, protecting against a variety of unforeseen travel incidents.
Hefty Welcome Bonus
New cardholders can benefit significantly from the generous welcome bonus, boosting their rewards balance from the onset.
No Fee for the First Year
The absence of an annual fee in the first year allows new users to explore the cards benefits without immediate costs.

Pros

Annual Fee After First Year
At $139 annually after the initial year, the fee can be steep for those who do not frequently travel.
Travel Credit Limitations
The $100 travel credit is limited to hotel and vacation package bookings through Expedia for TD, excluding flights.
Mobile Device Insurance Cap
Coverage for mobile devices is capped at $1,000, which may be insufficient for high-end electronics.

Why We Recommend the TD First Class Travel Visa Infinite Card

At Techcoine, we believe in offering advice that aligns financial tools with the needs of consumers.

The TD First Class Travel Visa Infinite Card is a fine example of a product that delivers remarkable value for avid travelers.

The cards comprehensive offering of rewards, insurance, and travel benefits makes it a top contender for those who often find themselves on the go. Here’s why we stand behind this card:

Impressive rewards structure that benefits frequent travelers.
Comprehensive and reliable insurance coverage for peace of mind.
The substantial welcome bonus offers significant initial value.
Flexible accommodation options with Expedia make planning easier.
Acceptance for applicants across various credit backgrounds, including those with negative credit

How to Apply for the TD First Class Travel Visa Infinite Card

Applying for the TD First Class Travel Visa Infinite Card is a straightforward process.

Here is a step-by-step guide to help you get started and make the most of the cards offerings.

Access to the bank website

Visit the TD Canada Trust website for detailed instructions and application forms.
Use the TD mobile banking app for a quick and secure application.
Contact TD customer service via phone for personalized assistance.
Visit a TD Canada Trust branch to apply in-person and discuss your eligibility.

Frequently Asked Questions

What is the welcome bonus for new cardholders?

You can earn up to 135,000 TD Rewards Points, valued at about $675.

What purchases earn the most points?

Travel purchases earn the most at 8 points per dollar spent, followed by groceries and restaurants at 6 points per dollar.

Does the card come with travel insurance?

Yes, it includes comprehensive insurance covers, including medical, trip cancellation/interruption, flight delay, and more.

What is the annual fee structure?

There is no annual fee for the first year. After that, the fee is $139 annually.

Can someone with poor credit apply?

Yes, the card is known to accept applicants with a range of credit histories, including those with poor credit.

Final Considerations

Choosing a credit card often means balancing personal spending habits with the cards benefits.

The TD First Class Travel Visa Infinite Card emerges as a robust contender for those who travel frequently and seek extensive travel insurance coverage, high rewards rates, and a valuable welcome bonus.

At Techcoine, we recognize this cards potential to enhance your financial toolkit significantly.